MyCare Advantage Upgrade

Receive Treatment at a Top North American Healthcare Facility

MyCare Advantage is health insurance that provides coverage for Serious illness and major orthopaedic conditions. With MyCare Advantage, costs for medical treatment at the appropriate facility and approved related travel costs are covered.

As enrolled members of a MyCare Second Opinion group plan, you qualify to upgrade to full insurance coverage via MyCare Advantage* for medical treatment at a top North American Healthcare Facility at 15-20% less than MyCare's individual or family rate.

What Does MyCare Advantage Provide?

MyCare Advantage provides coverage for serious illness and major orthopaedic conditions occurring after the inception of the policy*. Highlights include:

  • no deductibles or co-payments
  • all costs paid directly for treatment and surgery (limited related travel costs are covered)
  • limited travel costs including one companion
  • no medical exam or questions*
  • CAD $500k per person per year benefit
  • CAD $1M lifetime aggregate
  • Diagnostic Support Benefit: up to CAD $50,000 for additional diagnostic testing at a Top North American Healthcare Facility for serious medical conditions
  • Supplementary Diagnostic Coverage: 60% reimbursement of up to CAD $5,000/yr for MRI or CT scans for any non-serious medical condition (upon the request of a physician)

MyCare does not interfere in emergency medical care or medical services already scheduled in the public system.

Apply for MyCare Advantage

MyCare Advantage is eligible as an upgrade to existing MyCare HBO members. Premiums will be paid via payroll deduction. Contact your broker for any questions.

Download Application Form

MyCare Advantage Group Rates

Group 2023 - 2024 Monthly Rates

*For SPF with only one child, apply SPF rate less 10%

MyCare Advantage is subject to a pre-existing condition clause. This means a condition for which a plan member is given medical care, treatment, services, medication, diagnosis, diagnostic test or consultation during the 24 months prior to their effective date of plan membership. Services will not be available for the same medical condition(s) for the 12 months following the effective date of the plan membership. Major exclusions include congenital conditions, chronic conditions and related medical conditions.


MyCare Advantage Eligibility with a PHSP or HSA

MyCare Advantage premiums are eligible for Private Health Services Plan (PHSP) and Health Spending Account (HSA) tax deductions and coverage.

The MyCare Advantage Insurance is sold via approved, licensed insurance brokers/brokerages across Canada.


  • Thank you for giving me peace of mind during my claim. You were amazing to work with. I would recommend this to my friends and family so they can rest assured there is help out there!

    Nancy B., Winnipeg, MB

  • I was uncertain where to turn when I received a diagnosis of cancer, but then remembered that my employer implemented MyCare coverage for our entire company. Thanks to MyCare for stepping in and easing my stress while providing options.

    George D., Victoria, BC

  • My daughter was recently diagnosed with a life threatening disease so we contacted MyCare right away. Upon review of her medical file and MRI scan, it was determined that she merely had a pinched nerve causing similar symptoms to that of MS. I thank my husband every day for pushing me to get a second opinion from MyCare.

    Patricia H., Kelowna, BC

  • MyCare assisted me with getting a diagnosis within a few weeks when my condition had not been diagnosed for over 6 years. I am fortunate that my boss added MyCare to our benefits as it literally saved my life!

    Christine F., Toronto, ON

  • I was initially skeptical about MyCare until I was recently told that I had a medical condition in which I needed to see a specialist. The wait was over 8 months and totally unacceptable so I contacted MyCare. They were able to assist me in a matter of weeks and got me a diagnosis without any further delays. I'm not sure what I would have done without them.

    Betty E., Regina, SK

  • The team at MyCare were extremely helpful while dealing with a breast cancer scare which turned out to be less severe than originally thought.

    Joan O., Windsor, ON


Connect with Us Today



© 2024 MyCare. All rights reserved.